The short version
I am Vikram Batra. I run Quantis Capital from Delhi, on my own. I have spent twelve years in the markets, most of that trading my own money. That is a slower and more expensive education than any certificate. It is also a more honest one. I built Quantis after working out that the useful thing to sell was a role, not a product.
There is no team behind me. That is deliberate, not a stage of growth I am embarrassed about. The person you speak to is the person who reads your statements, builds the plan, and notices in October that a deadline is coming. Nothing gets handed to a relationship manager, because there isn't one.
How I got here
The pattern was the same in nearly every affluent family I met. A chartered accountant handling returns. A broker handling equity. An insurance agent who had sold a policy nobody could explain. A relationship manager at a bank whose targets that quarter were not a secret. Four capable people, each doing their own piece well, and not one of them looking at the whole board.
That gap is where wealth quietly leaks. Not through catastrophe. Through a policy that should never have been bought, cash sitting idle for eleven months, a portfolio that drifted, a deduction missed. None of it is a product problem. It is a missing role, and that role has a name in every company on earth. The CFO. Nobody had thought to hire one for a household.
So that is the job. Not picking the fund. Sitting on your side of the table and looking at all of it at once.
What I actually believe
The gap between what an investment returns and what its investors earn is larger than the gap between a good fund and a mediocre one. What keeps you invested through a bad year matters more than the pick you made going in.
The bundle almost always delivers worse cover and worse returns than buying each separately. It survives because it pays whoever sells it, not because it works.
Where an asset sits, how long you hold it and whose name it is in matters far more than any clever manoeuvre in March, and it keeps mattering.
It is also advice nobody can be paid a commission for, which is most of the reason you rarely hear it.
I have no idea where the index will be next year. Neither does anyone quoting a number at you. Frameworks survive being wrong about the future. Forecasts do not.
Who this suits, and who it doesn't
A good fit
- Families whose money has outgrown a spreadsheet but not yet a plan
- People with four or five financial relationships and no single view
- Anyone who wants to understand the reasoning, not just receive an instruction
- People who would rather pay a fee than be sold to for free
A poor fit
- Anyone looking for stock tips, calls, or a view on next quarter
- Anyone who wants someone else to execute trades on their behalf
- Anyone shopping for the highest projected return on a slide
- Anyone who wants the adviser to also be the one selling the product
Talk to me
The first conversation costs nothing and commits you to nothing. It is mostly me asking questions, because I cannot give you a useful answer without them.